Disclaimer

1. Not Financial Advice

The information provided on Profit Pivotal is for general informational and educational purposes only. All content, including articles, guides, reviews, calculators, and comparisons related to Nigerian life insurance policies, financial planning, investment-linked policies, takaful insurance, and insurance companies in Nigeria, is not intended to be, and should not be construed as, financial, investment, legal, tax, or professional advice.

We are not licensed financial advisors, insurance agents, brokers, or legal professionals. Our role is to provide objective information and insights to help you understand your options.

Always consult with a qualified and licensed financial advisor, insurance agent, or legal professional before making any financial decisions, purchasing any insurance product, or relying on any information found on this site. Your personal financial situation is unique, and professional advice tailored to your specific circumstances is essential.

2. Accuracy of Information

While Profit Pivotal strives to provide accurate, up-to-date, and reliable information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

The Nigerian insurance market and its NAICOM regulations are subject to change. Product features, terms, and prices of insurance policies from providers like AIICO, AXA Mansard, Leadway Assurance, Sanlam Nigeria, and Heirs Life can vary and are subject to the individual insurer’s terms and conditions. We recommend verifying any information directly with the respective insurance provider.

Any reliance you place on such information is therefore strictly at your own risk.

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Profit Pivotal may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that Profit Pivotal does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. We have no control over the nature, content, and availability of those sites.

4. Affiliate & Advertising Disclosure

Profit Pivotal participates in various affiliate marketing programs, which means we may earn commissions on purchases made through our links to retailer sites. This comes at no additional cost to you.

This affiliate disclosure is provided to clearly state that some of the links to insurance companies in Nigeria, financial service providers, or other related products and services are affiliate links. When you click on one of these links and make a purchase or request a quote, we may receive a commission.

Our participation in these programs does not influence our content, reviews, or recommendations. We are committed to providing unbiased information and recommending products and services that we genuinely believe offer value to our readers.

5. Limitation of Liability

In no event will Profit Pivotal, its owners, employees, or affiliates be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.